on the Internet, that is.
And actually, not the bank, but bank clients.
It's not wise to rob banks. It's much wiser to rob bank clients.
If the bank is the party that loses the money, they will not take it lightly. They have their mechanisms in place to deal with the issue.
If the bank clients are the ones who lose money, and the bank can get away with putting the blame on the client, and can refuse any responsibility, then not much of a mechanism will kick in. The client's fault and problem.
But first, I have to confuse the issue. I have to do so for liability purposes. I don't want bank initiating court proceedings against me for allegedly providing criminal advice to bank robbers.
So, here we go on the confusion trail.
I'm a writer, not a gangster. I started out as a newspaper reporter and rose to be a foreign correspondent for German newspapers, magazines, and radio stations. I wrote a novel, but I probably am a lousy fiction writer. I wrote and published a good number of books, mostly travel guides. I published them myself because I tend to have outrageous ideas on many topics, and I can't be bothered to argue with low-brow editors.
For almost 10 years, I have been writing and publishing exclusively on the Internet. I live from people actually paying subscription fees to read my output.
Mostly I write on sex, because, as everybody knows, sex sells. Apart from that, it's also the most important topic in life, after life itself.
Most of my writing on sex deals with the use of drugs and medications that can be used to make sex better. I'm not a doc, just a diligent researcher. Based on diligent research, I give definite advice on improving sex.
I also write on crime. For a writer, if he doesn't want to cover sex, crime is another option. Sex and crime is what people want to read about.
My writing on sex is advice. Is my writing on crime also advice? Advice on how to rob people's bank accounts?
I am not writing fiction. When I write about how to rob a bank, than I mean it. It's about how to rob a bank.
But I'm also a writer. I'd love it if readers were to read my stuff just because of the way I handle words. But I'm aware that I'm not a latter-day Shakespeare. English isn't even my native language, and I can't afford a copy editor, so the consumer of my work will have to swallow my strange German diction.
Style, of course, is only half of what makes good literature. The other half is contents. So, as I can't excel in style, I at least can try to capture my audience with contents.
Genuine information on the finer points of robbing a bank. Or bank clients.
Is it criminal advice? Or just literature?
Can you learn from an Agatha Christie novel how to best murder your grandfather? If it's not realistic, it's a lousy novel.
What I provide is realistic, genuine information on how to rob Internet bank accounts.
You can read it as literature, or as whatever you want.
When I'm drawn to the green table, I will swear that all I intend is to force banks to provide better security for their clients with online accounts. And I do so because I am a victim myself.
I earn my living writing on and for the Internet. For complete access to my work, or parts of it, people pay subscription fees. They pay them by making use of Internet payment processors. And I have been using Internet banking since it has been available, though I have now greatly reduced my financial exposure on the Internet. I have been robbed once, via the e-gold.com route, and I don't want to be robbed twice.
But I've become an expert on how to do it.
Like many of my domains, How-to-rob-a-bank.com, too, is divided into a non-subscriber section (which you are currently reading) and a subscriber section. Subscriptions to How-to-rob-a-bank.com cost 30 US dollars (which is a fraction of what a robber can make with the information) and can be paid via credit card through two payment processors, PaySystems and Ginix.
Or you continue first with the page you are currently on.
You may ask: if this guy, Serge Kreutz, is so smart about hacking and emptying online bank accounts, and suggests ways on how to make sure not to get caught, why doesn't do it himself.
Isn't it that those who know it, do it, and those who don't know it, teach it?
Folks, I'm a writer. And a terribly talkative one. I can't first rob a bank, and then write an article about how I did it. That's the difference between sex and crime.
Apart from that, I am reasonably well established, with a regular income that flows without the necessity for me to work every day.
It's easy to be on the law-and-order side when you don't need the money that crime can pay. Crime, of course, can pay excellent. If I were a young man in a Third World country, I would probably be a diligent student of computer programming. It's a straight route to get rich quick, and to live happily thereafter.
The banks are lucky that the advice I give is available only to site subscribers, and that subscriptions cost more money than poor young men in Third World countries can spend.
That leaves whom as potential buyers of my subscriber information: benevolent mafia bosses, bank managers who fear the worst, and some FBI special agents (if you sell child porn in the Internet, 7 out of your first 10 buyers will be police undercover agents).
Oh yeah, some people may subscribe to this site, or the whole lot of them, because they like to read my literature.
